/* Cobalt Flash v1.0 — simplefastloansusa.com — seed: simplefastloansusa.com2026-08-17 */
@import url('https://fonts.googleapis.com/css2?family=Plus+Jakarta+Sans:wght@400;500;600;700;800&family=Sora:wght@400;600;700;800&family=Barlow+Condensed:wght@500;600;700&display=swap');

*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
:root{
  --navy:#061529;--navy2:#0D2B63;--blue:#1A4AB8;--blue2:#2563EB;
  --gold:#F59E0B;--gold-l:#FDE68A;--gold-d:#D97706;
  --green:#10B981;--green-d:#059669;--red:#EF4444;
  --txt:#0F172A;--txt2:#334155;--txt3:#64748B;--txt4:#94A3B8;
  --white:#FFFFFF;--bg:#F0F6FF;--bg2:#EFF6FF;--surface:#FFFFFF;
  --bdr:#CBD5E1;--bdr2:#E2E8F0;
  --r:12px;--rl:20px;
  --sh:0 4px 20px rgba(0,0,0,.09);--sh2:0 8px 40px rgba(0,0,0,.14);
  --hero:linear-gradient(135deg,#061529 0%,#0D2B63 45%,#1A4AB8 80%,#2563EB 100%);
}
html{scroll-behavior:smooth;font-size:16px}
body{font-family:'Plus Jakarta Sans',sans-serif;color:var(--txt);background:var(--bg);overflow-x:clip;line-height:1.65}
h1,h2,h3,h4,h5{font-family:'Sora',sans-serif;line-height:1.2;letter-spacing:-.02em}
h1{font-size:clamp(1.9rem,4.5vw,3.4rem);font-weight:800}
h2{font-size:clamp(1.5rem,3vw,2.4rem);font-weight:700}
h3{font-size:clamp(1.15rem,2vw,1.7rem);font-weight:600}
h4{font-size:1.05rem;font-weight:600}
p{margin-bottom:1rem;color:var(--txt3)}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:underline}
strong{color:var(--txt);font-weight:700}
section{padding:80px 0}
.container{max-width:1140px;margin:0 auto;padding:0 20px}

/* BUTTONS */
.btn{display:inline-flex;align-items:center;gap:.45rem;font-family:'Plus Jakarta Sans',sans-serif;font-weight:700;font-size:1rem;border-radius:50px;padding:.85rem 2.2rem;border:none;cursor:pointer;transition:all .22s ease;text-decoration:none!important;white-space:nowrap;letter-spacing:.01em}
.btn-gold{background:var(--gold);color:#000;box-shadow:0 4px 18px rgba(245,158,11,.38)}
.btn-gold:hover{background:var(--gold-d);transform:translateY(-2px);box-shadow:0 8px 26px rgba(245,158,11,.48)}
.btn-green{background:var(--green);color:#fff;box-shadow:0 4px 18px rgba(16,185,129,.32)}
.btn-green:hover{background:var(--green-d);transform:translateY(-2px)}
.btn-white{background:#fff;color:var(--navy2);box-shadow:var(--sh)}
.btn-white:hover{background:var(--bg);transform:translateY(-2px)}
.btn-outline-gold{background:transparent;border:2px solid var(--gold);color:var(--gold)}
.btn-outline-gold:hover{background:var(--gold);color:#000}
.btn-lg{font-size:1.15rem;padding:1rem 2.6rem}
.btn-sm{font-size:.875rem;padding:.6rem 1.4rem}
.pulse{animation:pulse 2.2s infinite}
@keyframes pulse{0%,100%{box-shadow:0 4px 18px rgba(245,158,11,.38)}50%{box-shadow:0 4px 28px rgba(245,158,11,.65)}}

/* NAV */
.nav{position:sticky;top:0;z-index:900;background:rgba(6,21,41,.96);backdrop-filter:blur(14px);border-bottom:1px solid rgba(255,255,255,.07)}
.nav-inner{display:flex;align-items:center;justify-content:space-between;height:68px;gap:1rem}
.nav-logo{display:flex;align-items:center;gap:.6rem;text-decoration:none!important}
.logo-mark{width:36px;height:36px;background:var(--gold);border-radius:9px;display:flex;align-items:center;justify-content:center;font-family:'Sora',sans-serif;font-size:1.2rem;font-weight:900;color:#000}
.logo-text{font-family:'Sora',sans-serif;font-size:1.05rem;font-weight:800;color:#fff;line-height:1.15}
.logo-text span{color:var(--gold)}
.nav-links{display:flex;align-items:center;gap:.1rem;list-style:none;padding:0;margin:0}
.nav-links a{color:rgba(255,255,255,.8);padding:.45rem .85rem;border-radius:8px;font-size:.88rem;font-weight:500;transition:all .18s}
.nav-links a:hover,.nav-links a.active{color:#fff;background:rgba(255,255,255,.1);text-decoration:none}
.nav-links a.active{color:var(--gold)}
.nav-cta{flex-shrink:0}
.nav-hamburger{display:none;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer;padding:.5rem}
.nav-hamburger span{display:block;width:23px;height:2px;background:#fff;border-radius:2px;transition:all .28s}
.nav-mobile{display:none;position:absolute;top:68px;left:0;right:0;background:rgba(6,21,41,.98);padding:1rem;border-top:1px solid rgba(255,255,255,.08);z-index:899}
.nav-mobile.open{display:block}
.nav-mobile a{display:block;color:rgba(255,255,255,.85);padding:.75rem 1rem;border-bottom:1px solid rgba(255,255,255,.06);font-size:.95rem;font-weight:500}
.nav-mobile a:hover{color:#fff;text-decoration:none}

/* HERO */
.hero{
  background-color:#061529;
  background-image:url('../images/hero-bg.webp');
  background-size:105% auto;
  background-position:50% 5%;
  background-repeat:no-repeat;
  padding:80px 0 90px;
  position:relative;
  overflow:hidden;
}
/* Overlay: dark left (text) → light center (face+arms) → dark right */
.hero::before{
  content:'';position:absolute;inset:0;z-index:0;
  background:linear-gradient(
    105deg,
    rgba(6,21,41,0.88)  0%,
    rgba(6,21,41,0.76) 20%,
    rgba(13,43,99,0.52) 42%,
    rgba(13,43,99,0.46) 55%,
    rgba(6,21,41,0.65) 72%,
    rgba(6,21,41,0.86) 100%
  );
}
/* Radial glow accent */
.hero::after{
  content:'';position:absolute;inset:0;z-index:1;
  background:radial-gradient(ellipse 55% 55% at 105% 50%,rgba(37,99,235,.15),transparent 70%);
  pointer-events:none;
}
.dot-pattern{position:absolute;inset:0;z-index:2;opacity:.03;background-image:radial-gradient(circle,#fff 1px,transparent 1px);background-size:28px 28px;pointer-events:none}
.hero-inner{display:grid;grid-template-columns:1fr 480px;gap:56px;align-items:center;position:relative;z-index:3}
.hero-badge{display:inline-flex;align-items:center;gap:.45rem;background:rgba(245,158,11,.18);border:1px solid rgba(245,158,11,.38);border-radius:50px;padding:.38rem 1rem;font-size:.8rem;font-weight:700;color:var(--gold);margin-bottom:1.4rem;text-transform:uppercase;letter-spacing:.06em}
.hero h1{color:#fff;margin-bottom:1.1rem}
.hero h1 em{color:var(--gold);font-style:normal}
.hero .hero-sub{font-size:1.1rem;color:rgba(255,255,255,.78);margin-bottom:1.8rem;max-width:500px}
.hero-checks{display:flex;flex-wrap:wrap;gap:.6rem 1.4rem;margin-bottom:2rem}
.hero-check{display:flex;align-items:center;gap:.4rem;font-size:.88rem;color:rgba(255,255,255,.8);font-weight:500}
.hero-check::before{content:'✓';color:var(--green);font-weight:800;font-size:.9rem}
.hero-ctas{display:flex;gap:1rem;flex-wrap:wrap}

/* AMOUNT PICKER (signature element) */
.amount-picker{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.13);border-radius:var(--rl);padding:28px;backdrop-filter:blur(16px)}
.amount-picker-label{font-size:.8rem;font-weight:700;color:rgba(255,255,255,.6);text-transform:uppercase;letter-spacing:.07em;margin-bottom:12px}
.amount-tabs{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-bottom:16px}
.amount-tab{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.12);border-radius:10px;padding:10px 6px;text-align:center;cursor:pointer;transition:all .2s}
.amount-tab:hover{background:rgba(255,255,255,.14)}
.amount-tab.active{background:var(--gold);border-color:var(--gold)}
.amount-tab.active .at-amt{color:#000}
.amount-tab.active .at-lbl{color:rgba(0,0,0,.65)}
.at-amt{display:block;font-family:'Sora',sans-serif;font-size:1.25rem;font-weight:800;color:#fff}
.at-lbl{display:block;font-size:.72rem;color:rgba(255,255,255,.55);margin-top:2px}
.amount-form-box{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.1);border-radius:14px;padding:20px;min-height:260px}
.amount-form-box h4{color:#fff;font-size:1rem;margin-bottom:.3rem}
.amount-form-box p{color:rgba(255,255,255,.6);font-size:.82rem;margin-bottom:1rem}

/* STATS BAR */
.stats-bar{background:var(--gold);padding:20px 0}
.stats-inner{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;text-align:center}
.stat-item strong{display:block;font-family:'Barlow Condensed',sans-serif;font-size:2rem;font-weight:700;color:#000;line-height:1}
.stat-item span{font-size:.75rem;font-weight:700;color:rgba(0,0,0,.6);text-transform:uppercase;letter-spacing:.07em}

/* TRUST STRIP */
.trust-strip{background:#fff;border-bottom:1px solid var(--bdr2);padding:22px 0}
.trust-inner{display:flex;align-items:center;justify-content:center;gap:36px;flex-wrap:wrap}
.trust-item{display:flex;align-items:center;gap:.55rem;font-size:.88rem;font-weight:600;color:var(--txt2)}
.trust-icon{width:34px;height:34px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:1rem;flex-shrink:0}
.t-blue{background:#EFF6FF}.t-green{background:#ECFDF5}.t-gold{background:#FEF3C7}

/* SECTION LABELS */
.sec-label{display:inline-block;background:var(--bg2);color:var(--blue);font-size:.77rem;font-weight:700;text-transform:uppercase;letter-spacing:.1em;border-radius:50px;padding:.28rem .85rem;margin-bottom:.85rem;border:1px solid #BFDBFE}
.sec-title{margin-bottom:.65rem}
.sec-sub{color:var(--txt3);font-size:1.05rem;max-width:600px}
.text-c{text-align:center}
.text-c .sec-sub{margin:0 auto 2.8rem}

/* BENEFITS */
.benefits-sec{background:#fff}
.ben-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:2.8rem}
.ben-card{background:var(--bg);border:1px solid var(--bdr2);border-radius:var(--rl);padding:26px;transition:all .28s}
.ben-card:hover{border-color:var(--blue);box-shadow:var(--sh);transform:translateY(-3px)}
.ben-icon{width:50px;height:50px;border-radius:13px;display:flex;align-items:center;justify-content:center;font-size:1.4rem;margin-bottom:.9rem}
.bi-blue{background:#EFF6FF}.bi-green{background:#ECFDF5}.bi-gold{background:#FEF3C7}
.ben-card h4{margin-bottom:.4rem;font-size:1rem}
.ben-card p{font-size:.88rem;margin-bottom:0}

/* HOW IT WORKS */
.hiw-sec{background:var(--bg2)}
.hiw-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;margin-top:2.8rem;position:relative}
.hiw-conn{position:absolute;top:38px;left:calc(16.67% + 12px);right:calc(16.67% + 12px);height:2px;background:linear-gradient(90deg,var(--blue2),var(--gold));z-index:0}
.hiw-card{background:#fff;border:1px solid var(--bdr2);border-radius:var(--rl);padding:32px 24px;text-align:center;position:relative;z-index:1}
.step-num{width:60px;height:60px;border-radius:50%;background:var(--hero);color:#fff;font-family:'Sora',sans-serif;font-size:1.5rem;font-weight:800;display:flex;align-items:center;justify-content:center;margin:0 auto 1.1rem}
.hiw-card h4{font-size:1.1rem;margin-bottom:.55rem}
.hiw-card p{font-size:.88rem;margin-bottom:0}
.hiw-cta{text-align:center;margin-top:2.4rem}

/* FORM SECTION */
.form-sec{background:var(--hero);padding:80px 0}
.form-inner{display:grid;grid-template-columns:1fr 1.05fr;gap:56px;align-items:center}
.form-copy{color:#fff}
.form-copy h2{color:#fff;margin-bottom:.9rem}
.form-copy .sec-label{background:rgba(245,158,11,.18);border-color:rgba(245,158,11,.35);color:var(--gold)}
.form-copy p{color:rgba(255,255,255,.75)}
.form-copy ul{list-style:none;padding:0}
.form-copy ul li{color:rgba(255,255,255,.82);padding:.3rem 0;font-size:.93rem;display:flex;align-items:flex-start;gap:.55rem}
.form-copy ul li::before{content:'✓';color:var(--gold);font-weight:800;flex-shrink:0;margin-top:.05rem}
.form-box{background:rgba(255,255,255,.08);backdrop-filter:blur(20px);border:1px solid rgba(255,255,255,.14);border-radius:22px;padding:32px;min-height:360px}

/* REVIEWS */
.reviews-sec{background:#fff}
.reviews-header{display:flex;align-items:flex-end;justify-content:space-between;margin-bottom:2.2rem;flex-wrap:wrap;gap:1rem}
.big-rating{display:flex;align-items:center;gap:1rem}
.big-num{font-family:'Sora',sans-serif;font-size:3.8rem;font-weight:800;line-height:1}
.big-stars{font-size:1.6rem;color:var(--gold);margin-bottom:.2rem}
.big-meta{font-size:.85rem;color:var(--txt3)}
.rev-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.rev-card{background:var(--bg);border:1px solid var(--bdr2);border-radius:var(--rl);padding:22px}
.rev-stars{color:var(--gold);font-size:1rem;margin-bottom:.65rem}
.rev-text{font-size:.88rem;color:var(--txt2);font-style:italic;margin-bottom:.9rem;line-height:1.65}
.rev-author{display:flex;align-items:center;gap:.65rem}
.rev-av{width:38px;height:38px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-family:'Sora',sans-serif;color:#fff;font-size:.95rem;flex-shrink:0}
.rev-name{font-weight:700;font-size:.88rem}
.rev-loc{font-size:.78rem;color:var(--txt4)}

/* COMPARISON TABLE */
.compare-sec{background:var(--bg2)}
.compare-wrap{overflow-x:auto;margin-top:2.5rem;border-radius:var(--rl);box-shadow:var(--sh2)}
.cmp-table{width:100%;border-collapse:collapse;background:#fff;min-width:640px}
.cmp-table th{background:var(--navy2);color:#fff;padding:.9rem 1.1rem;font-size:.8rem;font-weight:700;text-transform:uppercase;letter-spacing:.05em;text-align:left}
.cmp-table th.us-col{background:var(--gold);color:#000}
.cmp-table td{padding:.85rem 1.1rem;border-bottom:1px solid var(--bdr2);font-size:.9rem;color:var(--txt2)}
.cmp-table tr:last-child td{border-bottom:none}
.cmp-table tr:nth-child(even) td{background:#F8FAFF}
.cmp-table td:first-child{font-weight:600;color:var(--txt)}
.yes{color:var(--green);font-weight:700}.no{color:var(--red)}.maybe{color:#D97706;font-weight:600}

/* FAQ */
.faq-sec{background:#fff}
.faq-list{margin-top:2.4rem;border:1px solid var(--bdr);border-radius:var(--rl);overflow:hidden}
.faq-item{border-bottom:1px solid var(--bdr2)}
.faq-item:last-child{border-bottom:none}
.faq-q{display:flex;align-items:center;justify-content:space-between;padding:1.15rem 1.4rem;cursor:pointer;gap:1rem;transition:background .18s}
.faq-q:hover{background:var(--bg)}
.faq-q h4{font-size:.97rem;color:var(--txt);margin:0;flex:1}
.faq-ic{width:27px;height:27px;border-radius:50%;background:var(--bg2);border:1px solid var(--bdr);display:flex;align-items:center;justify-content:center;flex-shrink:0;transition:all .28s;color:var(--blue);font-weight:700;font-size:1.05rem}
.faq-a{display:none;padding:0 1.4rem 1.15rem;font-size:.92rem;color:var(--txt3);line-height:1.72}
.faq-item.open .faq-ic{background:var(--blue2);border-color:var(--blue2);color:#fff;transform:rotate(45deg)}
.faq-item.open .faq-a{display:block}

/* EXPERTS */
.experts-sec{background:var(--bg2)}
.exp-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:26px;margin-top:2.4rem}
.exp-card{background:#fff;border:1px solid var(--bdr2);border-radius:var(--rl);padding:28px;display:flex;gap:18px}
.exp-av{width:72px;height:72px;border-radius:50%;border:3px solid var(--bdr);flex-shrink:0;background:var(--bg2);display:flex;align-items:center;justify-content:center;font-family:'Sora',sans-serif;font-size:1.6rem;font-weight:800;color:var(--navy2)}
.exp-name{font-size:1.1rem;margin-bottom:.15rem}
.exp-role{font-size:.82rem;color:var(--blue);font-weight:600;display:block;margin-bottom:.5rem}
.exp-bio{font-size:.88rem;color:var(--txt3);margin-bottom:.65rem}
.exp-tags{display:flex;gap:.35rem;flex-wrap:wrap}
.exp-tag{background:var(--bg2);border:1px solid var(--bdr);border-radius:50px;font-size:.72rem;padding:.18rem .6rem;color:var(--txt3);font-weight:600}

/* BLOG */
.blog-sec{background:#fff}
.blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:2.4rem}
.blog-card{background:#fff;border:1px solid var(--bdr2);border-radius:var(--rl);overflow:hidden;transition:all .28s;text-decoration:none!important;display:block}
.blog-card:hover{box-shadow:var(--sh);transform:translateY(-3px)}
.blog-thumb{height:168px;display:flex;align-items:center;justify-content:center;font-size:2.5rem}
.bt-1{background:linear-gradient(135deg,#0D2B63,#2563EB)}
.bt-2{background:linear-gradient(135deg,#065F46,#10B981)}
.bt-3{background:linear-gradient(135deg,#78350F,#F59E0B)}
.blog-body{padding:18px}
.blog-meta{font-size:.75rem;color:var(--txt4);font-weight:600;margin-bottom:.45rem;text-transform:uppercase;letter-spacing:.04em}
.blog-card h4{font-size:.97rem;color:var(--txt);margin-bottom:.45rem;line-height:1.4}
.blog-card p{font-size:.84rem;color:var(--txt3);margin-bottom:.7rem}
.blog-read{font-size:.83rem;font-weight:700;color:var(--blue)}

/* CTA */
.cta-sec{background:var(--hero);padding:72px 0;text-align:center}
.cta-sec h2{color:#fff;margin-bottom:.9rem}
.cta-sec p{color:rgba(255,255,255,.78);font-size:1.05rem;max-width:500px;margin:0 auto 2rem}
.cta-sec .btn{margin:.35rem}

/* FOOTER */
.footer{background:#040D1E;color:rgba(255,255,255,.65);padding:56px 0 26px}
.foot-inner{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:36px;margin-bottom:36px}
.foot-brand p{font-size:.86rem;line-height:1.7;margin:.9rem 0}
.foot-phone{color:#fff;font-size:1.05rem;font-weight:700;font-family:'Sora',sans-serif;text-decoration:none}
.foot-phone:hover{color:var(--gold);text-decoration:none}
footer h5{color:#fff;font-size:.82rem;font-weight:700;text-transform:uppercase;letter-spacing:.09em;margin-bottom:.9rem}
footer ul{list-style:none;padding:0;margin:0}
footer li{margin-bottom:.45rem}
footer li a{color:rgba(255,255,255,.55);font-size:.86rem;transition:color .18s}
footer li a:hover{color:#fff;text-decoration:none}
.foot-bottom{border-top:1px solid rgba(255,255,255,.07);padding-top:22px;display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:.75rem;font-size:.78rem}
.foot-disclaim{font-size:.75rem;color:rgba(255,255,255,.35);margin-top:.85rem;line-height:1.65;border-top:1px solid rgba(255,255,255,.06);padding-top:.85rem}

/* PAGE HERO */
.page-hero{background:var(--hero);padding:52px 0;color:#fff;text-align:center}
.page-hero h1{color:#fff;font-size:clamp(1.7rem,3.5vw,2.8rem);margin-bottom:.65rem}
.page-hero p{color:rgba(255,255,255,.76);font-size:1.05rem;max-width:580px;margin:0 auto}

/* BREADCRUMB */
.bc{background:#fff;border-bottom:1px solid var(--bdr2);padding:10px 0}
.bc-inner{display:flex;align-items:center;gap:.4rem;font-size:.82rem;color:var(--txt4)}
.bc-inner a{color:var(--blue)}

/* ARTICLE */
.article-wrap{display:grid;grid-template-columns:1fr 300px;gap:40px}
.article-body h2{font-size:1.65rem;margin:2rem 0 .7rem;color:var(--txt)}
.article-body h3{font-size:1.25rem;margin:1.5rem 0 .6rem;color:var(--txt)}
.article-body p{margin-bottom:1rem;color:var(--txt2);font-size:.97rem;line-height:1.75}
.article-body ul,.article-body ol{margin:0 0 1rem 1.4rem}
.article-body li{color:var(--txt2);font-size:.97rem;line-height:1.65;margin-bottom:.35rem}
.article-body .highlight{background:#EFF6FF;border-left:4px solid var(--blue2);padding:1rem 1.25rem;border-radius:0 var(--r) var(--r) 0;margin:1.5rem 0}
.article-sidebar{align-self:stretch}
.sidebar-box{background:#fff;border:1px solid var(--bdr2);border-radius:var(--rl);padding:22px;margin-bottom:18px}
.sidebar-box h5{font-size:.9rem;margin-bottom:.75rem}
.author-byline{display:flex;align-items:center;gap:.75rem;padding:16px;background:var(--bg);border-radius:var(--r);margin-bottom:1.5rem}
.author-av{width:46px;height:46px;border-radius:50%;flex-shrink:0;display:flex;align-items:center;justify-content:center;font-family:'Sora',sans-serif;font-size:1.1rem;font-weight:800;color:#fff;background:var(--navy2)}
.author-name{font-weight:700;font-size:.9rem}
.author-role{font-size:.78rem;color:var(--txt3)}

/* MISC */
.notice{background:#FEF3C7;border:1px solid #FDE68A;border-radius:var(--r);padding:14px 18px;font-size:.86rem;color:#78350F;margin:1rem 0}
.notice strong{color:#92400E}
.divider{height:1px;background:var(--bdr2);margin:2rem 0}

/* ANIMATIONS */
.fade-up{opacity:0;transform:translateY(22px);transition:opacity .55s ease,transform .55s ease}
.fade-up.vis{opacity:1;transform:none}

/* STICKY BAR */
.sbar{position:fixed;bottom:0;left:0;right:0;background:var(--navy2);padding:11px 20px;display:flex;align-items:center;justify-content:center;gap:1.5rem;z-index:800;transform:translateY(100%);transition:transform .38s;box-shadow:0 -4px 20px rgba(0,0,0,.25)}
.sbar.show{transform:none}
.sbar p{margin:0;font-size:.88rem;color:rgba(255,255,255,.82)}
.sbar strong{color:#fff}
.sbar-x{background:none;border:none;color:rgba(255,255,255,.5);font-size:1.25rem;cursor:pointer;padding:.15rem .5rem;margin-left:.5rem}

/* RESPONSIVE */
@media(max-width:1024px){
  .hero-inner{grid-template-columns:1fr 420px;gap:36px}
  .foot-inner{grid-template-columns:1fr 1fr}
}
@media(max-width:768px){
  section{padding:52px 0}
  .hero{padding:52px 0 60px}
  .hero-inner{grid-template-columns:1fr;gap:32px}
  .stats-inner{grid-template-columns:repeat(2,1fr)}
  .trust-inner{gap:16px}
  .ben-grid,.hiw-grid,.rev-grid,.blog-grid,.exp-grid{grid-template-columns:1fr}
  .form-inner{grid-template-columns:1fr}
  .hiw-conn{display:none}
  .nav-links,.nav-cta{display:none}
  .nav-hamburger{display:flex}
  .foot-inner{grid-template-columns:1fr}
  .foot-bottom{flex-direction:column;text-align:center}
  .reviews-header{flex-direction:column;align-items:flex-start}
  .article-wrap{grid-template-columns:1fr}
  .article-sidebar{display:none}
  .sbar{flex-direction:column;gap:.4rem;padding:9px 16px;text-align:center}
}
@media(max-width:480px){
  .stat-item strong{font-size:1.6rem}
  .stats-inner{grid-template-columns:repeat(2,1fr)}
}

/* ═══════════════════════════════════════════
   HERO FORM CARD (Apiflag visible-on-load)
   ═══════════════════════════════════════════ */
.form-card-hero{
  background:#fff;
  border-radius:22px;
  padding:28px 28px 20px;
  box-shadow:0 20px 60px rgba(6,21,41,.45),0 0 0 1px rgba(255,255,255,.12);
  position:relative;
}
.form-card-hero::before{
  content:'';
  position:absolute;
  inset:-2px;
  border-radius:24px;
  background:linear-gradient(135deg,var(--gold) 0%,rgba(255,255,255,.2) 40%,var(--gold) 100%);
  z-index:-1;
  opacity:.55;
}
.form-badge{
  display:inline-flex;
  align-items:center;
  gap:.35rem;
  background:#ECFDF5;
  color:#065F46;
  font-size:.75rem;
  font-weight:700;
  padding:.25rem .75rem;
  border-radius:50px;
  border:1px solid #A7F3D0;
  margin-bottom:.7rem;
}
.form-card-title{
  font-family:'Sora',sans-serif;
  font-size:1.35rem;
  font-weight:800;
  color:var(--navy2);
  margin-bottom:.2rem;
  letter-spacing:-.02em;
}
.form-card-sub{
  font-size:.82rem;
  color:var(--txt3);
  margin-bottom:1.1rem;
}
.form-card-header{margin-bottom:1rem}

/* Amount tabs inside white card */
.form-card-hero .amount-picker-label{
  color:var(--txt3);
  font-size:.75rem;
  font-weight:700;
  text-transform:uppercase;
  letter-spacing:.07em;
}
.form-card-hero .amount-tab{
  background:#F0F6FF;
  border:1.5px solid var(--bdr);
  border-radius:10px;
}
.form-card-hero .amount-tab:hover{background:#DBEAFE;border-color:var(--blue2)}
.form-card-hero .amount-tab.active{
  background:var(--navy2);
  border-color:var(--navy2);
}
.form-card-hero .amount-tab.active .at-amt{color:#fff}
.form-card-hero .amount-tab.active .at-lbl{color:rgba(255,255,255,.65)}
.form-card-hero .at-amt{color:var(--navy2);font-size:1.2rem}
.form-card-hero .at-lbl{color:var(--txt4)}

/* Form widget area */
.form-widget-wrap{
  background:#F8FAFF;
  border:1.5px solid var(--bdr2);
  border-radius:14px;
  padding:14px;
  min-height:240px;
  margin:14px 0 12px;
  position:relative;
}
.form-widget-wrap #_lg_form_{min-height:220px}

/* Trust row below form */
.form-trust-row{
  display:flex;
  align-items:center;
  justify-content:center;
  gap:1.1rem;
  flex-wrap:wrap;
  padding-top:10px;
  border-top:1px solid var(--bdr2);
  font-size:.74rem;
  font-weight:700;
  color:var(--txt3);
}

/* Responsive */
@media(max-width:768px){
  .form-card-hero{padding:22px 18px 16px}
  .form-card-title{font-size:1.15rem}
}

/* ════════════════════════════════════════════════════
   LOAN TYPES SECTION
   ════════════════════════════════════════════════════ */
.loan-types-sec{
  background:linear-gradient(160deg,#061529 0%,#0D2B63 55%,#061529 100%);
  padding:80px 0;
  position:relative;
  overflow:hidden;
}
.loan-types-sec::before{
  content:'';position:absolute;inset:0;
  background:radial-gradient(ellipse 70% 60% at 85% 50%,rgba(245,158,11,.07),transparent 70%);
  pointer-events:none;
}
.loan-types-sec .sec-label{background:rgba(245,158,11,.15);border-color:rgba(245,158,11,.3);color:var(--gold)}
.loan-types-sec .sec-title{color:#fff}
.loan-types-sec .sec-sub{color:rgba(255,255,255,.7)}
.lt-grid{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:20px;
  margin-top:2.8rem;
}
.lt-card{
  background:rgba(255,255,255,.05);
  border:1px solid rgba(255,255,255,.1);
  border-radius:var(--rl);
  padding:28px 24px;
  transition:all .3s;
  position:relative;
  overflow:hidden;
}
.lt-card::before{
  content:'';position:absolute;top:0;left:0;right:0;height:3px;
  background:linear-gradient(90deg,var(--gold),transparent);
  opacity:0;transition:opacity .3s;
}
.lt-card:hover{
  background:rgba(255,255,255,.09);
  border-color:rgba(245,158,11,.35);
  transform:translateY(-4px);
  box-shadow:0 12px 40px rgba(0,0,0,.3);
}
.lt-card:hover::before{opacity:1}
.lt-icon{
  font-size:2.2rem;margin-bottom:1rem;
  filter:drop-shadow(0 0 12px rgba(245,158,11,.3));
}
.lt-card h3{
  font-size:1.05rem;color:#fff;margin-bottom:.55rem;
  font-family:'Sora',sans-serif;font-weight:700;letter-spacing:-.01em;
}
.lt-card p{font-size:.88rem;color:rgba(255,255,255,.65);line-height:1.65;margin-bottom:1rem}
.lt-tags{display:flex;gap:.5rem;flex-wrap:wrap}
.lt-tags span{
  background:rgba(245,158,11,.15);border:1px solid rgba(245,158,11,.28);
  color:var(--gold);border-radius:50px;font-size:.72rem;font-weight:700;
  padding:.22rem .65rem;
}

/* ════════════════════════════════════════════════════
   SEO CONTENT SECTION (Rich text + facts box)
   ════════════════════════════════════════════════════ */
.seo-content-sec{
  background:var(--surface);
  padding:80px 0;
  border-top:1px solid var(--bdr2);
}
.seo-content-inner{
  display:grid;
  grid-template-columns:1fr 340px;
  gap:52px;
  align-items:start;
}
.seo-article .sec-label{margin-bottom:.65rem}
.seo-article h2{font-size:clamp(1.5rem,2.8vw,2.2rem);margin-bottom:.9rem;color:var(--txt)}
.seo-intro{
  font-size:1.05rem;color:var(--txt2);line-height:1.75;
  border-left:4px solid var(--gold);padding-left:1rem;
  margin-bottom:1.6rem;background:#FFFBEB;padding:1rem 1.1rem 1rem 1.2rem;
  border-radius:0 var(--r) var(--r) 0;
}
.seo-article h3{
  font-size:1.15rem;color:var(--navy2);margin:2rem 0 .6rem;
  display:flex;align-items:center;gap:.5rem;
}
.seo-article h3::before{
  content:'';display:inline-block;width:4px;height:18px;
  background:var(--gold);border-radius:2px;flex-shrink:0;
}
.seo-article p{font-size:.97rem;color:var(--txt2);line-height:1.78;margin-bottom:1rem}
.seo-list{
  margin:0 0 1rem 0;padding-left:1.2rem;
  list-style:none;
}
.seo-list li{
  font-size:.95rem;color:var(--txt2);line-height:1.68;
  margin-bottom:.55rem;padding-left:.5rem;position:relative;
}
.seo-list li::before{
  content:'▶';color:var(--gold);font-size:.6rem;
  position:absolute;left:-1rem;top:.35rem;
}
ol.seo-list{counter-reset:seo-counter;list-style:none;padding-left:0}
ol.seo-list li{counter-increment:seo-counter;padding-left:2.2rem}
ol.seo-list li::before{
  content:counter(seo-counter);
  width:24px;height:24px;border-radius:50%;
  background:var(--navy2);color:#fff;
  font-size:.72rem;font-weight:800;font-family:'Sora',sans-serif;
  display:inline-flex;align-items:center;justify-content:center;
  position:absolute;left:0;top:.12rem;
}

/* Aside facts box */
.seo-facts{position:sticky;top:90px}
.facts-card{
  background:#fff;border:1.5px solid var(--bdr);
  border-radius:var(--rl);padding:22px;
  box-shadow:var(--sh);
}
.facts-header{
  display:flex;align-items:center;gap:.55rem;
  margin-bottom:1.1rem;padding-bottom:.8rem;
  border-bottom:1px solid var(--bdr2);
}
.facts-header span{font-size:1.4rem}
.facts-header h4{font-size:1rem;color:var(--txt);margin:0}
.fact-row{
  display:flex;justify-content:space-between;align-items:center;
  padding:.48rem 0;border-bottom:1px solid var(--bdr2);
}
.fact-row:last-child{border-bottom:none}
.fact-lbl{font-size:.8rem;color:var(--txt3);font-weight:600}
.fact-val{
  font-size:.82rem;font-weight:700;color:var(--navy2);
  text-align:right;max-width:55%;
}

/* ════════════════════════════════════════════════════
   USE CASES SECTION
   ════════════════════════════════════════════════════ */
.usecases-sec{
  background:var(--bg2);
  padding:80px 0;
  border-top:1px solid var(--bdr2);
}
.uc-grid{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:20px;
  margin-top:2.8rem;
}
.uc-card{
  background:#fff;border:1.5px solid var(--bdr2);
  border-radius:var(--rl);padding:26px 22px;
  transition:all .28s;
}
.uc-card:hover{
  border-color:var(--blue2);
  box-shadow:0 8px 32px rgba(37,99,235,.12);
  transform:translateY(-3px);
}
.uc-emoji{font-size:2.2rem;margin-bottom:.85rem}
.uc-card h3{
  font-size:1rem;color:var(--txt);margin-bottom:.5rem;
  font-family:'Sora',sans-serif;font-weight:700;
}
.uc-card p{font-size:.88rem;color:var(--txt3);line-height:1.65;margin-bottom:.85rem}
.uc-kw{
  font-size:.72rem;color:var(--txt4);font-style:italic;
  border-top:1px solid var(--bdr2);padding-top:.6rem;
}

/* Responsive for new sections */
@media(max-width:1024px){
  .seo-content-inner{grid-template-columns:1fr 300px;gap:36px}
}
@media(max-width:768px){
  .lt-grid,.uc-grid{grid-template-columns:1fr}
  .seo-content-inner{grid-template-columns:1fr}
  .seo-facts{display:none}
  .loan-types-sec{padding:52px 0}
  .usecases-sec{padding:52px 0}
}

/* Enhanced H1 line-height for multi-line hero */
.hero h1{line-height:1.12}
.hero h1 em{
  font-style:normal;
  color:var(--gold);
  display:block;
  font-size:clamp(2.1rem,4.8vw,3.6rem);
}
/* Hero badge enhanced */
.hero-badge{
  font-size:.82rem;
  letter-spacing:.04em;
  padding:.42rem 1.2rem;
}
/* Highlight the "as fast as today" in subtitle */
.hero-sub strong{
  text-shadow:0 0 20px rgba(245,158,11,.3);
}

/* ════════════════════════════════════════════════════
   E-E-A-T EXPERT SECTION V2
   ════════════════════════════════════════════════════ */
.eeat-header{text-align:center;margin-bottom:2.5rem}
.eeat-badge-row{display:flex;justify-content:center;flex-wrap:wrap;gap:.5rem;margin-bottom:1.2rem}
.eeat-badge{
  background:#ECFDF5;border:1px solid #A7F3D0;color:#065F46;
  font-size:.75rem;font-weight:700;padding:.28rem .75rem;
  border-radius:50px;display:inline-flex;align-items:center;gap:.3rem;
}

/* Expert card V2 */
.exp-card-v2{
  background:#fff;border:1.5px solid var(--bdr);border-radius:var(--rl);
  padding:28px;transition:all .28s;
}
.exp-card-v2:hover{box-shadow:var(--sh2);border-color:var(--blue)}
.exp-top{display:flex;gap:16px;align-items:flex-start;margin-bottom:1rem}
.exp-photo-wrap{position:relative;flex-shrink:0}
.exp-photo-img{
  width:90px;height:90px;border-radius:50%;object-fit:cover;
  border:3px solid var(--gold);display:block;
}
.exp-av-fb{
  width:90px;height:90px;border-radius:50%;background:var(--navy2);
  display:flex;align-items:center;justify-content:center;
  font-family:'Sora',sans-serif;font-size:2rem;font-weight:800;
  color:#fff;border:3px solid var(--gold);flex-shrink:0;
}
.exp-header-info{flex:1}
.exp-name{font-size:1.15rem;margin-bottom:.2rem;color:var(--txt)}
.exp-role{font-size:.82rem;color:var(--blue);font-weight:600;display:block;margin-bottom:.5rem}
.exp-meta-row{display:flex;gap:.6rem;flex-wrap:wrap}
.exp-meta-item{
  font-size:.75rem;color:var(--txt3);font-weight:600;
  display:flex;align-items:center;gap:.25rem;
}
.exp-creds-row{display:flex;gap:.35rem;flex-wrap:wrap;margin-bottom:.9rem}
.exp-cred-badge{
  background:var(--bg2);border:1px solid var(--bdr);color:var(--txt3);
  border-radius:50px;font-size:.72rem;font-weight:600;padding:.18rem .6rem;
}
.exp-bio{font-size:.89rem;color:var(--txt3);line-height:1.7;margin-bottom:1rem}

/* Expert blockquote */
.exp-quote{
  background:linear-gradient(135deg,#EFF6FF,#F0FDF4);
  border-left:4px solid var(--gold);
  border-radius:0 var(--r) var(--r) 0;
  padding:1rem 1.15rem;
  margin:0 0 1rem;
  font-size:.88rem;color:var(--txt2);
  font-style:italic;line-height:1.72;
}
.exp-quote cite{
  display:block;margin-top:.5rem;font-size:.78rem;
  color:var(--txt3);font-style:normal;font-weight:700;
}
.exp-reviewed{
  display:flex;align-items:center;justify-content:space-between;
  padding-top:.9rem;border-top:1px solid var(--bdr2);
  flex-wrap:wrap;gap:.5rem;
}
.exp-reviewed-badge{
  background:#ECFDF5;border:1px solid #A7F3D0;color:#065F46;
  font-size:.75rem;font-weight:700;padding:.22rem .65rem;border-radius:50px;
}
.exp-profile-link{
  font-size:.82rem;font-weight:700;color:var(--blue);
  text-decoration:none;
}
.exp-profile-link:hover{text-decoration:underline}

/* Editorial standards note */
.editorial-note{
  display:flex;align-items:flex-start;gap:1rem;
  background:linear-gradient(135deg,#FFFBEB,#FEF3C7);
  border:1px solid #FDE68A;border-radius:var(--rl);
  padding:24px 28px;margin-top:2.5rem;
}
.editorial-icon{font-size:1.8rem;flex-shrink:0;margin-top:.2rem}
.editorial-note h4{font-size:1rem;margin-bottom:.4rem;color:var(--navy2)}
.editorial-note p{font-size:.88rem;color:var(--txt2);margin-bottom:.75rem}
.editorial-links{display:flex;gap:1.2rem;flex-wrap:wrap}
.editorial-links a{font-size:.82rem;font-weight:700;color:var(--navy2)}
.editorial-links a:hover{color:var(--blue);text-decoration:underline}

/* Trust strip update (6 items) */
.trust-inner{gap:28px}

/* Responsive */
@media(max-width:768px){
  .exp-grid{grid-template-columns:1fr}
  .exp-top{flex-direction:column;align-items:center;text-align:center}
  .exp-header-info{text-align:center}
  .exp-meta-row{justify-content:center}
  .eeat-badge-row{justify-content:center}
  .editorial-note{flex-direction:column;align-items:flex-start}
  .editorial-links{gap:.8rem}
}

/* ═══════════════════════════════════════════════════════════════
   RESPONSIVE UI FIXES v4.0 — PC / Tablet / Mobile
   ═══════════════════════════════════════════════════════════════ */

/* ── Global: prevent horizontal overflow ─────────────────────── */
html { overflow-x: clip }
body { overflow-x: clip }
*, *::before, *::after { box-sizing: border-box }
img, video { max-width: 100%; height: auto }

/* ── Compare table: horizontal scroll on small screens ────────── */
.compare-wrap {
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
  border-radius: var(--r);
  scrollbar-width: thin;
}
.cmp-table { min-width: 580px }

/* ── Blog grid: responsive columns ────────────────────────────── */
@media(max-width:960px) {
  .blog-grid { grid-template-columns: repeat(2,1fr) !important }
}
@media(max-width:640px) {
  .blog-grid { grid-template-columns: 1fr !important }
  .blog-card img, .blog-card .blog-thumb-img { height: 180px !important }
}

/* ── Article layout: single column on mobile ───────────────────── */
@media(max-width:860px) {
  .article-wrap {
    flex-direction: column !important;
    gap: 0 !important;
    padding: 0 1.25rem !important;
  }
  .article-body {
    max-width: 100% !important;
    width: 100% !important;
    min-width: 0 !important;
  }
  .article-sidebar { display: none !important }
}

/* ── Glossary sidebar: hide on mobile ──────────────────────────── */
@media(max-width:860px) {
  .glossary-sidebar, 
  [style*="grid-template-columns:1fr 300px"],
  [style*="grid-template-columns: 1fr 300px"] {
    display: block !important;
  }
  aside.article-sidebar { display: none !important }
}

/* ── Loan calculator: single column ───────────────────────────── */
@media(max-width:767px) {
  .calc-wrap { grid-template-columns: 1fr !important }
  .term-btns { flex-wrap: wrap }
  .term-btn { flex: 1 0 auto; min-width: 60px }
  .results-panel { margin-top: 1rem }
}

/* ── Expert cards: single column on mobile ─────────────────────── */
@media(max-width:767px) {
  .exp-grid { grid-template-columns: 1fr !important }
  .exp-card-v2 { padding: 20px 16px !important }
}

/* ── Stats bar: 2×2 grid on mobile ─────────────────────────────── */
@media(max-width:640px) {
  .stats-inner {
    grid-template-columns: repeat(2,1fr) !important;
    gap: 10px !important;
    padding: 1.25rem !important;
  }
  .stat-num { font-size: 1.6rem !important }
  .stat-lbl { font-size: .72rem !important }
}

/* ── How It Works: single column on mobile ─────────────────────── */
@media(max-width:767px) {
  .hiw-grid {
    grid-template-columns: 1fr !important;
    gap: 1rem !important;
  }
  .hiw-conn { display: none !important }
  .hiw-card { text-align: center }
}

/* ── Benefits grid: single column on mobile ────────────────────── */
@media(max-width:640px) {
  .ben-grid { grid-template-columns: 1fr !important }
}

/* ── Reviews grid: single column on mobile ─────────────────────── */
@media(max-width:767px) {
  .rev-grid { grid-template-columns: 1fr !important }
}

/* ── Loan types: single column on mobile ───────────────────────── */
@media(max-width:640px) {
  .loan-types-grid,
  .services-grid,
  [class*="loan-types"] .ben-grid { grid-template-columns: 1fr !important }
}

/* ── Footer: stack on mobile ───────────────────────────────────── */
@media(max-width:767px) {
  .foot-inner {
    grid-template-columns: 1fr !important;
    gap: 2rem !important;
  }
  .foot-brand { text-align: center }
}

/* ── Touch targets: 48px min height ────────────────────────────── */
@media(max-width:767px) {
  .btn { min-height: 48px !important }
  .btn-sm { min-height: 40px !important }
  .faq-q { padding: 1rem 0.9rem !important; min-height: 52px }
  .nav-links li a { padding: .6rem .4rem !important }
}

/* ── Hero: better mobile padding & font ────────────────────────── */
@media(max-width:640px) {
  .hero { padding: 2rem 0 2.5rem !important }
  .hero-content { padding: 1rem !important }
  .hero-h1 { font-size: clamp(1.8rem,7vw,2.6rem) !important }
  .hero-sub { font-size: clamp(.9rem,3.5vw,1.05rem) !important }
  .hero-ctas { flex-direction: column; gap: .75rem !important }
  .hero-ctas .btn { width: 100%; justify-content: center }
}

/* ── Section headings: fluid size on all devices ───────────────── */
.sec-title {
  font-size: clamp(1.6rem, 3.5vw, 2.6rem) !important;
  line-height: 1.2 !important;
}

/* ── Nav mobile improvements ───────────────────────────────────── */
@media(max-width:767px) {
  .nav-mobile { padding: 1rem 1.25rem 1.5rem !important; gap: 0 !important }
  .nav-mobile a {
    display: block !important;
    padding: .85rem 0 !important;
    border-bottom: 1px solid rgba(255,255,255,.08) !important;
    font-size: 1rem !important;
    font-weight: 500 !important;
  }
  .nav-mobile a:last-of-type { border-bottom: none !important }
}

/* ── Trust strip: wrap on mobile ───────────────────────────────── */
@media(max-width:767px) {
  .trust-inner {
    flex-wrap: wrap !important;
    gap: .75rem 1.25rem !important;
    justify-content: center !important;
  }
  .trust-item { font-size: .78rem !important }
}

/* ── Editorial note: stack on mobile ───────────────────────────── */
@media(max-width:640px) {
  .editorial-note { flex-direction: column !important }
  .editorial-links { gap: .75rem !important }
}

/* ── E-E-A-T expert about page: column on mobile ───────────────── */
@media(max-width:767px) {
  .exp-card-v2[style*="grid-template-columns"] {
    display: flex !important;
    flex-direction: column !important;
    gap: 1.25rem !important;
  }
}

/* ── Tablet: minor tweaks ───────────────────────────────────────── */
@media(min-width:768px) and (max-width:1024px) {
  .container { padding: 0 1.5rem !important }
  .hero-h1 { font-size: clamp(2rem,4vw,3rem) !important }
  .blog-grid { gap: 1rem !important }
  .rev-grid { gap: 1rem !important }
}

/* ── Glossary: single column layout on mobile ───────────────────── */
@media(max-width:860px) {
  #glossary-content ~ * aside,
  .glossary-wrap aside { display: none !important }
}


@media(max-width:860px) {
  .glossary-layout {
    display: block !important;
  }
  .glossary-layout aside {
    display: none !important;
  }
}

@media(max-width:640px) {
  .hero-content { 
    max-width: 100% !important;
    width: 100% !important;
    padding-left: 1.25rem !important;
    padding-right: 1.25rem !important;
  }
  .hero > .container {
    display: block !important;
  }
  .hero-inner, .hero > .container > div {
    display: block !important;
  }
  /* Compare section: force scroll container */
  .compare-sec > .container {
    padding-left: 1rem !important;
    padding-right: 1rem !important;
    overflow: hidden !important;
  }
  .compare-wrap {
    overflow-x: auto !important;
    -webkit-overflow-scrolling: touch !important;
    margin-left: -1rem !important;
    margin-right: -1rem !important;
    padding-left: 1rem !important;
    padding-right: 1rem !important;
  }
  .cmp-table {
    min-width: 560px !important;
    width: max-content !important;
  }
  /* Blog CTA button */
  .btn-lg {
    max-width: 100% !important;
    white-space: normal !important;
    text-align: center !important;
    justify-content: center !important;
  }
}

/* ── Compare table scroll: production fix ─── */
.compare-scroll-outer {
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
  width: 100%;
  max-width: 100%;
}
.compare-scroll-outer .compare-wrap {
  min-width: 560px;
}
@media(max-width:767px) {
  .compare-sec .container {
    padding-left: 0.75rem !important;
    padding-right: 0.75rem !important;
  }
  .compare-scroll-outer {
    margin-left: -0.75rem;
    margin-right: -0.75rem;
  }
}

/* ── CRITICAL FIX: Compare table mobile scroll ─── */
@media(max-width:860px) {
  .compare-sec { overflow: visible !important }
  .compare-sec .container {
    overflow: visible !important;
    padding-left: 0 !important;
    padding-right: 0 !important;
    max-width: 100vw !important;
  }
  .compare-scroll-outer {
    overflow-x: auto !important;
    -webkit-overflow-scrolling: touch !important;
    padding: 0 1rem !important;
    width: 100vw !important;
    margin-left: 0 !important;
  }
  .compare-scroll-outer .compare-wrap {
    min-width: 560px !important;
    width: 560px !important;
  }
  .cmp-table {
    width: 100% !important;
    min-width: unset !important;
  }
}

/* ── Hero form: full-width on mobile (stacked below content) ─── */
@media(max-width:640px) {
  .hero-form-col {
    display: block !important;
    width: 100% !important;
    max-width: 100% !important;
    padding: 0 1rem 2rem !important;
    margin-top: 1.5rem !important;
  }
  .form-card-hero {
    display: block !important;
    width: 100% !important;
    max-width: 100% !important;
    border-radius: 14px !important;
  }
  .hero-checks {
    grid-template-columns: 1fr !important;
  }
}

/* Sticky sidebar inner wrapper — sticky works in stretched grid cell */
.sidebar-sticky-inner {
  position: sticky;
  top: 90px;
  height: fit-content;
}
/* ── Hero form animations ─────────────────────────────────── */
@keyframes formGlow {
  0%,100% { box-shadow: 0 20px 60px rgba(6,21,41,.45), 0 0 0 1px rgba(255,255,255,.12), 0 0 0 3px rgba(245,158,11,0); }
  50%      { box-shadow: 0 20px 60px rgba(6,21,41,.45), 0 0 0 1px rgba(255,255,255,.12), 0 0 0 3px rgba(245,158,11,.35); }
}
@keyframes liveDot {
  0%,100% { opacity:1; transform:scale(1); }
  50%      { opacity:.4; transform:scale(.75); }
}
@keyframes formShimmer {
  0%   { transform:translateX(-100%) skewX(-20deg); }
  100% { transform:translateX(400%) skewX(-20deg); }
}
.form-card-hero {
  animation: formGlow 2.8s ease-in-out infinite;
  overflow: hidden;
}
.form-card-hero::before {
  content: '';
  position: absolute;
  top: 0; left: 0;
  width: 25%;
  height: 100%;
  background: linear-gradient(90deg, transparent, rgba(245,158,11,.06), transparent);
  animation: formShimmer 4s ease-in-out 2s infinite;
  pointer-events: none;
  z-index: 1;
}
.live-dot {
  display: inline-block;
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: #10B981;
  animation: liveDot 1.6s ease-in-out infinite;
  vertical-align: middle;
  margin-right: 5px;
}